We're looking for a Head of Risk who will take a collaborative, proportionate approach to mitigating risks, and help the bank to grow in a compliant & risk-aware way.

You'll join our Second Line of Defence alongside the Head of Compliance, reporting to our Chief Risk Officer, and you'll work closely with teams across the business (from Credit to Tech to Customer Operations).

We're looking for someone who is great at building and nurturing productive, mutually respectful relationships with diverse teams; someone who is comfortable communicating unpopular opinions and holding people accountable while remaining approachable.

You'll make sure our risk appetite is well communicated & understood across the business, and that these appetites are both correct and relevant to the work we're doing. You’ll need to understand how to monitor and oversee risk mitigation in a growing, new technology system.

Your key responsibilities will be to:

  • Maintain our Risk Management Framework, helping the business identify and mitigate key risks across every part of the company
  • Instil and develop a positive risk-aware culture across the business
  • Contribute to and update our ICAAP and capital plan, with support from the rest of the team

The right candidate would be on a path to filling the role of Chief Risk Officer here.

You should apply if:

  • You have 5 or more years of experience working in personal financial services, with much of that in risk management roles.
  • You've had hands-on experience of managing operational risk, particularly in modern technology development.
  • You have experience managing conduct risk in a customer-centric way.
  • You have experience maintaining Risk Registers and other risk & control assessment processes.
  • You're great at building strong relationships with people across teams, including regulators.

Benefits:

We are offering a salary in the range of £50-70k plus stock options.

Work will generally be on-site in our office in London, UK, where – if successful – you'll join a small hand-picked team of engineers, designers, product people, and banking experts on a mission to change consumer financial services forever.

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